Owner Financed Land

Financing Through Mountains West Ranches

  • Aerial view of a dirt road winding through a landscape with sparse vegetation leading to a large body of water.

    No Credit Checks

    Worried about credit checks? With our no-credit-check approach, you can secure your piece of land without the usual hassles or lengthy approvals. We believe in making land ownership accessible to everyone, offering a straightforward process that puts you in control of your purchase.

  • Aerial view of a mountainous landscape with sparse vegetation, three parked vehicles, and scattered people on a plateau.

    $1000 Down Payment

    Start owning your own land with just $1,000 down. It’s a simple, affordable way to secure a property without breaking the bank. Take the first step toward your off-grid dream or future home site—minimal investment, maximum potential.

  • Aerial view of a desert landscape with sparse vegetation, rugged terrain, and winding dirt roads.

    No Banks Needed

    No bank needed—enjoy an easy, hassle-free way to own land. We simplify the process by handling everything directly, saving you time and letting you focus on what really matters: finding the perfect property for your needs.

  • Aerial view of a forest in autumn with vibrant yellow and green foliage, featuring a winding dirt road.

    Transparent Monthly Payments

    With transparent monthly payments, you’ll always know exactly what you owe. We keep costs clear and straightforward, so you can budget confidently and focus on enjoying your new land.

Interest Rate Chart

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Land for Sale Owner Financing

We offer flexible options to help you secure your land for sale with owner financing. Cash discounts may be considered, and if the remaining balance is paid within 90 days, you’ll enjoy 0% interest. For longer terms, we offer a reduced rate of 1% on a 5-year note, with down payments due by closing or within 14 days. We’re happy to provide quotes for larger down payments or shorter terms, although lots under $15,000 must be financed at five years or less. Only one promotion can be used per property, and the first payment is due 30 days after purchase on either the 1st or 15th of the month. See the chart below for more details on our interest rates.